Nominal Interest Rates on Loans of Financial Institutions

Item	1997.10.23	1998.3.25	1998.7.1	1998.12.7	1999.6.10	2002.2.21	2004.10.29
	Oct. 23,1997	Mar. 25,1998	Jul. 1, 1998	Dec. 7, 1998	Jun. 10,1999	Feb.21,2002	Oct. 29,2004

Shor-term
6 Months	7.65?	7.02?	6.57?	6.12?	5.58?	5.04?	5.22
1 Year	8.64?	7.92?	6.93?	6.39?	5.85?	5.31?	5.58
Medium-and Long- term
3 Years or Less	9.36	9.00	7.11?	6.66?	5.94?	5.49?	5.76
5 Years or Less	9.90	9.72	7.65?	7.2?	6.03?	5.58?	5.85
More than 5 Years	10.53	10.35	8.01?	7.56?	6.21?	5.76?	6.12

a)? The lending rate could be 10% higher or 10% lower than nominal interest rates;for rural credit cooperatives, the lending rate could be 40%
higher or 10% lower than nominal interest rates.
b)? As of November 1998, the lending rate for small-sized enterprises could be 20% higher than nominal interest rates, and the lending rate for
medium and large-sized enterprises could be 10% higher than nominal interest rates. For all financial institutions, the lending rate could be 10%
lower than nominal interest rates, while, for rural credit cooperatives, the lending rate could be 50% higher than nominal interest rates.
c)? As of September 1999, the lending rate for medium and small-sized enterprises could be 30% higher than nominal interest rates; for large-sized
enterprises, the lending rate could be as much as 10% higher than nominal interest rates. For all financial institutions,the lending rate could be 10%
lower than nominal interest rates.

https://allcountries.org/china_statistics/20_11_nominal_interest_rates_on_loans.html

These tables are based on figures supplied by the National Bureau Of Statistics of the The Peoples Republic Of China and are subject to revision by the National Bureau of Statistics of China.

Copyright © 2006 Photius Coutsoukis and Information Technology Associates, all rights reserved.

Revised 26-April-2006